Reserve Studies for Condos, Co-ops & HOAs
Across New York & New Jersey
Board-ready 30-year funding plans built by licensed Professional Engineers. Meet NJ Structural Integrity Law, satisfy lender and insurer requirements, and give unit owners confidence in your capital plan.
How the engineering runs
Investigation, analysis, sealed drawings, construction support.
- 01
Scope & kickoff
Same-business-day scope, fee range and delivery date.
Request a scope - 02
Construction support
RFIs, submittals and field verification through closeout.
Read the FAQs - 03
Common next step
The work most clients authorize once this closes out.
Dewatering Design - 04
Start the engagement
Send the site details — we scope it and price it.
Start the engagement
Built for the Boards & Managers Who Have to Defend the Numbers
Condo & Co-op Boards
Fiduciary-grade reserve studies that hold up to unit-owner scrutiny, lender due diligence, and annual audit review.
HOAs & Master Associations
Long-range funding models that balance dues, contributions, and special assessments across common-element portfolios.
Property Managers
Turnkey engagement with a single project manager coordinating site access, board presentations, and CPA hand-off.
The Regulatory Landscape in NY & NJ
New Jersey
P.L.2024, c.7 (Structural Integrity Law) requires condominium and cooperative associations with primary load-bearing systems to complete structural integrity inspections and maintain funded reserves for identified capital work. A current reserve study is the standard way to demonstrate compliance.
Associations governed by PREDFDA must also fund adequate reserves under their master deed and bylaws — a reserve study documents what "adequate" means for your property.
New York
While New York does not have a single statewide reserve-study statute, NYC Local Law 11 (facade inspections), Local Law 97 (emissions), and Fannie Mae / Freddie Mac condo project standards effectively require a current reserve study for lender approval and refinancing.
Most co-op and condo boards in NYC, Westchester, and Long Island commission a full reserve study every 3–5 years with annual updates in between.
Three Study Levels, One Standard of Rigor
Every engagement follows National Reserve Study Standards. Pick the level that matches where your association is in the 3–5 year cycle.
Level I — Full Reserve Study
Condo associations, co-op boards, and HOAs commissioning their first reserve study — or replacing an outdated one.
A ground-up study for associations without a prior report. Includes on-site component inventory, condition assessment, useful-life analysis, and a 30-year funding plan aligned with National Reserve Study Standards.
What's Included
- On-site walk-through by a licensed Professional Engineer
- Complete common-element component inventory
- Remaining and useful-life assessment for every component
- Current replacement cost estimates (RSMeans + local bids)
- 30-year funding plan with contribution scenarios
- Board-ready executive summary and presentation deck
Level II — Update With Site Visit
Boards with a recent reserve study that need a refreshed funding plan for the next budget cycle.
A cost-effective refresh of an existing reserve study within the last 3–5 years. We revisit the property, revalidate the component inventory, and rebuild the funding model with current pricing and interest assumptions.
What's Included
- On-site verification of component condition
- Component inventory reconciliation vs. prior study
- Updated replacement costs and inflation assumptions
- Revised 30-year funding plan and percent-funded metric
- Comparison narrative vs. prior study
- Board presentation summary
Level III — Update Without Site Visit
Well-documented associations needing an annual financial update between full studies.
An off-site financial update for associations with a recent, accurate component inventory. We rebuild the funding model using your latest reserve balance, contributions, and current cost indices.
What's Included
- Desktop review of prior component inventory
- Refreshed replacement cost indices
- Updated interest, inflation, and contribution inputs
- Revised 30-year funding schedule
- Percent-funded and cash-flow scenarios
- Concise annual-budget memo
Our Reserve Study Process
- 1
Scoping Call
Review governing documents, prior studies, budget, and reserve balance.
- 2
On-Site Assessment
Licensed P.E. walk-through of every common element with photo documentation.
- 3
Financial Modeling
30-year funding plan with contribution, inflation, and interest scenarios.
- 4
Board Presentation
Executive summary, board meeting deck, and CPA-ready deliverables.
Pairs Naturally With
Property Condition Reports
ASTM E2018 PCRs that share the same walk-through and produce a unified capital plan.
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Structural Inspections (NJ S.2760)
The paired obligation under the NJ Structural Integrity Law — signed P.E. inspection of load-bearing systems that feeds directly into the reserve funding plan.
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Environmental Compliance Audits
Regulatory audits that surface capital-cost obligations your reserve plan must fund.
Explore serviceRequest a Reserve Study Quote
Get a tailored scope and fee proposal for your NY or NJ condo, co-op, or HOA — typically within 2 business hours.
Free Download · Board-Ready
NY & NJ Reserve Studies Checklist (2026)
A one-page prep guide covering NJ Structural Integrity Law, NYC LL 11/126/97 triggers, Level I/II/III study selection, and a 30-year funding-plan framework.
Service inquiry form
Request a Reserve Study Quote
Share a few details about your association and property — we'll reply within 2 business hours with a tailored scope, timeline, and fee proposal.
Reserve Study FAQs
Common questions from condo, co-op, and HOA boards in NY and NJ.
Related Civil & Geotechnical Services
Projects rarely need one service in isolation. These are the scopes most often paired with this one.
Services That Work Alongside Reserve Studies
Scopes our clients most often add to keep one schedule, one regulator conversation, and one point of accountability.
Industries That Rely on Reserve Studies
See how teams across these sectors integrate reserve studies into their projects, with regulator-ready deliverables and predictable timelines.
Institutional
Hospitals, universities, and nonprofits face unique environmental challenges. We help you protect your community while managing complex property portfolios.
Developers
We understand your timeline pressures. Get Phase I ESAs that pass lender scrutiny the first time, with 1-week turnaround when you need it.
Lenders
Protect your portfolio with lender-compliant environmental assessments. We deliver Phase I ESAs that meet SBA, FDIC, and institutional requirements, on your timeline.
Public Agencies
From on-call task orders to major capital projects, we help municipalities and public agencies deliver infrastructure that serves communities.
Architects
We provide the environmental and geotechnical intelligence architects need to design with confidence, from site analysis through construction.
Reserve Studies Across the NY/NJ Metro Area
Licensed teams working locally — pick your market for regional regulators, turnaround times, and recent project work.